Doesn’t it seem every now and then there is too much month and not enough cash? I heard someone say that a few days ago and in a strange way, it makes sense. Unexpected bills always seem to come up at the worse times. Perhaps you suddenly need work on your car, and also have a medical condition that needs taking care of now. On top of that, payday isn’t coming for a while. Too much month, not enough cash.
So what do you do? If you have savings you can dip into that. But times are tough and maybe you need to borrow money until there is less month so to speak. Going to a bank for a short-term loan is a pain. This is even if they are loaning money, which they don’t seem to be doing. At least not to us working people. So where do you turn?
One way to borrow money for the short term without risking your heath with a loan shark is by using a car title loan. A car title loan, as known in some parts of the country as a pink slip loan can give you the money you need quickly. Often times you can have the cash in your hand in less than 24 hours. In fact, some car title loan lenders can give you your money in under an hour.
How can you make this happen?
In order to get this loan, you need to own your car. You need to hold a clear title to the car. This means there are no loans or liens on the title of the car. With your car loan free, you can now go to a car title loan lender and borrow up to half the value of the car. When you have the loan, you can still keep and use your car as you pay the loan off. You will need to fill out some paper work to get the loan.
You will have to provide the lender with the title to the loan and proof of insurance on the car. You also have to provide a recent pay stub, this way they know you have the ability to pay the loan back. In order to close on the loan, you will have to show proof of where you live, so just show them a utility bill like you electric or gas bill that has your name on it.
If everything checks out, you will be walking out with the money you need.
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